Bark Mulch - What Makes it So Popular For Gardeners?

By George Kerr Mulch is very important for any gardener; it doesn't matter whether you are an experienced gardener or if you have just moved into your first home. Luckily bark mulch is not expensive and very easy to apply to your garden no experience required. What Is It? Bark mulch is produced from tree bark which is shredded. Bark that is used can come from oak, pine, cedar and other soft and hardwood trees. When the bark breaks down the nutrients go into the soil and help feed your plants, trees and flowers. Where To find It? Bark mulch is very easy to purchase and can be found at your local gardening store. Alternatively you can make your own bark mulch by buying a piece of equipment called a chipper. They are fairly expensive so should only be bought if you plan on shredding lots of wood for your garden. For the majority of gardeners, buying ready made bark mulch is the easiest and can also be bought in varying quantities and sizes to suit your needs. What To Do With It? People use bark mulch in different ways but you will probably put it in areas where grass cannot grow such as underneath shrubs and trees. You can create and neat and tidy look by laying the mulch in a circle under trees and then using edging such as bricks or slabs. Because grass cannot generally grow under trees and shrubs, laying mulch can give you much nicer look as well as preventing the growth of horrible weeds, reduces water evaporation and protects the soil. You can also use bark mulch in the same way in your gardens. By putting it along the soil, around the roots of your plants, you are going to insure that you will see quite a difference in not only how your plants grow and look, but the overall appearance of your garden as a whole. Remember that when you are using bark mulch you should be looking for mulch that is organic and does not have any chemicals in it, because the chemicals might hurt your soil or your plants. It is always best to buy natural bark mulch. George Kerr enjoys spending lots of time in the garden, for more helpful hints and tips on Gardening and Home Improvement visit his website Finer Living. Article Source: http://EzineArticles.com/?expert=George_Kerr http://EzineArticles.com/?Bark-Mulch---What-Makes-it-So-Popular-For-Gardeners?&id=438728 ativan lorazepam snorting
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Private Mortgage Insurance � Your Rights and Responsibilities

By Ben Anton An often overlooked cost of buying a new home is private mortgage insurance, usually simply called PMI. The basic idea behind PMI is simple. When a home buyer buys a house with less than 20% of the homes value as a down payment, the mortgage lender assumes a larger risk. In most cases, the lender will require that the buyer thats you purchase private mortgage insurance that will pay off your mortgage if you default on it. Because PMI is an added expense for the consumer, the federal government has a number of regulations regarding PMI. There are specific rules that mortgage lenders must follow if you signed (or will sign) a mortgage after July 29, 1999. Thats when The Homeowners Protection Act of 1998 (HPA) went into effect. In addition, many states have their own laws regarding private mortgage insurance that are designed to protect homeowners and save them money. Like many other things about buying a new home, the rules surrounding private mortgage insurance can be confusing. Here are some answers to commonly asked questions about PMI to help make it a little clearer. Who has to pay PMI?
Most lenders require private mortgage insurance from home buyers who put down less than 20% of the total value of their home or conversely, who borrow more than 80% of the total value of their home. This isnt a hard and fast rule, though. Many lenders are loosening their requirements for PMI to buyers with good credit, or who meet other requirements. How much does PMI cost?
Usually, the premiums on private mortgage insurance are about .5 percent of your loan total. If you take out a mortgage for $100,000, the PMI premium for the first year will be around $500. On a $200,000 mortgage, youll pay about $1,000 for the first years premium. Usually, your premiums will be lower each year, since its based on the amount that you owe on your mortgage. When do I have to pay the PMI premiums?
Most lenders require that you pay the first years premium at closing, so dont forget to add it in when youre figuring out your closing costs. For subsequent years, youll pay it along with your monthly mortgage payment. Do I have to pay for PMI until my mortgage is paid off?
No. The length of time you have to maintain PMI varies from state to state and lender to lender, but you can generally cancel your PMI when you have between 20% and 25% equity in your home. The actual PMI percentage depends on the default mortgage rate in your state. There are usually other requirements as well, such as no late payments in the year before you request cancellation, and no other mortgages or liens against your property. How do I cancel my PMI?
Under the provisions of the HPA, your lender must automatically terminate your PMI when youve paid down your mortgage to 78% of the original purchase price or the appraised value of your home when you bought it, whichever is less, as long as your mortgage payments are current when you reach 78%. If the mortgage was considered a high risk loan, it can be when you reach 77%. What does my mortgage lender have to tell me?
When you close on your house, you must be informed of:
- the date that you can request cancellation of PMI
- when your PMI will be automatically terminated Once a year, you must be informed of:
- your right to cancel or terminate your PMI
- a contact address or phone number where you can find out when you can cancel your PMI When your PMI is canceled, you must be informed that:
- Your PMI has been canceled, and you no longer have private mortgage insurance
- You no longer have to pay premiums for your private mortgage insurance. What this all means is in terms of researching your home purchase, be wary of PMI consideration. Do your homework and determine what the best scenario is for you. Ben Anton lives in Portland, OR. Ben works for a portland web design and marketing company named Labworks Design. Labworks specializes in all aspects of media development, branding, and professional web design.
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How Drug Companies Make an Average Drug Generate Billions

By [http://ezinearticles.com/?expert=Cathlene_Martinez] Cathlene Martinez A blockbuster drug is a drug that reaches more than a billion dollars of sales in one year. Today, a good example of this type of drug would be Lipitor whose sales topped $7.1 billion dollars. So how do these companies turn a drug with normal sales into a blockbuster drug? According to the book, The Truth about the Drug Companies, there are two different ways to go about this. Usually if a drug does not make much money when it is first released, its because it is used to treat an illness that is affecting a limited group. One way the drug companies push normal to blockbuster status is to test it for other uses, then if the tests show it to be safe and effective to treat other uses, seek approval from the FDA to market it for the new uses. This will widen the base of people that can use the drug. Testing the same drug for new uses is what Bristol-Meyers Squib did with their drug Taxol. Taxol was originally approved to treat ovarian cancer. Soon after Taxol was released, Bristol-Meyers Squib tested it for a list of other uses including breast and lung cancer. This greatly expanded their market and in turn increased their revenue drastically. A different more shady approach would be to produce studies finding other uses for a drug on your own, then solicit the information directly to the doctors yourself in order to get them to prescribe the medication for unapproved uses. This is the approach the Parker-Davis company took when marketing its drug Nuerontin. Nuerontin was approved for the narrow use of treating epilepsy. As you might guess, there was not a whole lot of money in that category. But the patent help on Nuerontin was set to run out in 2 years, not leaving them enough time to seek FDA approval for other uses. Instead of getting the drug approved for other uses through the FDA, Parker-Davis took a more illegal approach. Parker-Davis hired a firm to produce study results for Nuerontin with doing little to no research and then prepared journal articles based on the sub-par research. Next, they paid well known doctors to endorse the articles and sign off as the authors. Most of the articles contained no new information, just embellished facts about Nuerontin supported by established doctors. After they had all the supporting evidence they needed, all they had left to do was make sure practicing doctors heard about the results. No matter what regulations the government puts on the drug companies, they will always be looking to make money before looking to help the consumer. They inflate their prices in order to create more marketing ads to try to sell more drugs to make more money. The only way to break this cycle of ridiculously high drug prices is to purchase from a different market. Drugs found in Canada and Mexico are usually 40 to 50% cheaper than here in America. A good resource to locate cheap prescription medication is FreebeeForeignPharmacy.com. Freebee has a database of foreign pharmacies that allows you to locate your discount medication from foreign pharmacies as well as compare their prices. For more information on ordering from online [http://www.freebeeforeignpharmacy.com] foreign pharmacies. Cathlene Martinez has established herself as a pioneer in the online pharmaceutical resource industry. She has been innovating the industry since 2000 and is currently the president of [http://www.freebeeforeignpharmacy.com] www.freebeeforeignpharmacy.com. For more related articles visit our blog: [http://foreignpharmacies.blogspot.com] Foreign Pharmacy Tips. Article Source: [http://ezinearticles.com/?expert=Cathlene_Martinez ] http://EzineArticles.com/?expert=Cathlene_Martinez [http://ezinearticles.com/?How-Drug-Companies-Make-an-Average-Drug-Generate-Billions&id=324740 ] http://EzineArticles.com/?How-Drug-Companies-Make-an-Average-Drug-Generate-Billions&id=324740 ambien online presciption
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How to Make a Birthday Gift Basket for Teens

By Natalie Aranda Other than music or fashionable modern clothing, finding a gift for teenagers is not an easy task, but when it comes to the Worlds Finest Chocolates, it is more likely you have found another passion shared for most teens. Hershey chocolate is the favorite of most young people, but one in particular; "kisses" is the famous small silver-wrapped chocolate and golden when they come with almonds. These miniature chocolates are ideal as Christmas Gifts, as well as useful for creating a Birthday Gift Basket full of plenty of them, although you can use Ghirardelli chocolate, LifeSavers, Bubblicious or any other that you know the teen will enjoy. Making a birthday gift basket is easier that you can imagine. The easiest way is purchasing those baskets that already come with the World's Finest Chocolates, but if you want to make a real special present, buy a handmade basket and fix it with chocolates while using best of your crafting skills. Depending on your skills, you can also make an artistic basket with Ghirardelli chocolate for baking. There are several online courses, as well as printed recipes in magazines, or lessons with videos teaching you how to elaborate artistic chocolate and candy works, ideal for Christmas Gifts. Even being a novice in the kitchen, making a birthday gift basket can become a rewarding challenge, and a way to say how much you love your teens. Not only kisses Hershey chocolate is available in a large array of presentations, including different shapes, sizes and flavors. Decide if you are going to model your own birthday gift basket, or if you prefer to get one from the store, especially when the birthday occurs at the time when you have to prepare your Christmas Gifts as well. There is a wide variety of decorative handcrafted baskets to choose from, just as there is a vast variety of World's Finest Chocolates to use. If the basket has enough room, put inside another presents such as a few CDs, cosmetics, miniature cars for collectors or whatever your teens like most. Ribbon, lace or bows are optional because teens are temperamental and only you can determine the impact of this type of decoration in their mood. For Christmas Gifts it is more acceptable to use all types of ornaments, but if the birthday and Christmas occur on the same day, do no forget to include a greeting card to specify that this basket is a birthday present instead. In such case, do not forget keeping extra Hershey chocolate and Ghirardelli chocolate in the kitchen because teenagers like chocolate, and they may claim more as a Christmas gift. Natalie Aranda writes on family and holidays. Hershey chocolate is the favorite of most young people, but one in particular; "kisses" is the famous small silver-wrapped chocolate and golden when they come with almonds. These miniature chocolates are ideal as Christmas Gifts, as well as useful for creating a Birthday Gift Basket full of plenty of them, although you can use Ghirardelli chocolate, LifeSavers, World's Finest Chocolates, Nestle Chocolates, Bubblicious or any other that you know the teen will enjoy. Article Source: http://EzineArticles.com/?expert=Natalie_Aranda http://EzineArticles.com/?How-to-Make-a-Birthday-Gift-Basket-for-Teens&id=360631 generic zolpidem
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Tips For a Long Lasting Amaryllis

By Briscoe White An amaryllis grows from large bulbs. In fact, the bigger the bulb, the larger the flower. Always buy a names variety. The Growers Exchange carries the following: - Appleblossom Light pink and white striped - Christmas Gift - White - Oscar Red - Byon Salmon - Dwarf Amaryllis o Picotee White with fine red edge o Pamela Brilliant Red - Extra Large Bulbs o Christmas Gift White o Liberty POTTING : An amaryllis bulb should fit snugly into its pot, therefore choose which pot will allow a 1 margin around the bulb. Layer the bottom of the pot with of gravel, and the bulb should be way out of the soil. Use a good commercial potting soil, and make sure to firm the soil around the roots of the bulb. Water the soil well, and allow it to drain. Do not water the bulb again until you see the first signs of growth. This will vary from within a few days to a few months. The first sign will be a flower bud, and once this is evident, begin a routine of: - constantly moist soil - mild temperatures (nights in the 60s) - sunshine The blooms should last for about one month. AFTER-CARE: If you want to ensure a healthy, blooming plant next ear, it is important to take care of your amaryllis after the show. Keep the plant in the sun and feed and water while the foliage grows. As the leaves turn yellow, cut them close to the top of the bulb. Stop water and food and give them a month or so of rest. To promote growth, wash away 1 of the old soil and give your bulb a new batch of top soil with tsp. of bone meal. In 1985, Briscoe White opened The Growers Exchange in an abandoned Texaco station on a busy urban street corner in Richmond, Virginia. The facility has grown over the years, and is now 5 distinct growing environments with 5 acres under cover. Briscoe has over 25 years of gardening experience. For further information on flower gardening products or gardening tips please contact Briscoe White at bwhite@thegrowersexchange.com Article Source: http://EzineArticles.com/?expert=Briscoe_White http://EzineArticles.com/?Tips-For-a-Long-Lasting-Amaryllis&id=140644 ambien breast feeding
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The History of Weddings

By Sarah Freeland The exact date of the first wedding has never been discovered. However, it was certainly a turning point in todays society. The necessity of grouping together in order to protect one another began in the nomadic ages. These group weddings began the first union process in history. In todays times, the influence of ones family in the planning process of a wedding is tradition. Most often, the complete look of a bride is influenced by her female relatives. Wedding dresses were once made of white wool and were decorated in a simple fashion. The only decoration involved was a knot that was tied in the sash holding it up to test the grooms patience for his wedding night. However, in todays times a large variety of wedding dress styles is available for todays brides. Historical brides had their hair tied into six locks, three on each side of her head. The veil was the most important wedding accessories because it signified dedication to her husband until death. Todays times, tiaras and more varied types of veils allow a bride to define a moment of her own on her wedding day. Grooms did not distinct wedding attire; they just had to be respectful of the occasion. With style a necessity in todays world, there is a variety of trendy tuxedos for todays groom. It's your big day and we at http://www.ibridal.net want to make sure it is as perfect as possible. We want every detail to be just as you've dreamed. That's why we are dedicated to providing you with all the best facts, trends, reviews and information on bridal accessories such as bridal lingerie, hair accessories, shoes & bridal flip flops as well as jewelry. We have the knowledge and the resources to give you the information you need before you buy so you can be sure you will be satisfied with your purchase. For more on bridal accessories visit http://www.ibridal.net Article Source: http://EzineArticles.com/?expert=Sarah_Freeland http://EzineArticles.com/?The-History-of-Weddings&id=325420 lowest priced ambien
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Want a Koi Pond? Get a Clue

By Douglas Hoover Liner ponds leak, concrete ponds leach. Fish get diseases if they are not eaten first. Algae are a constant problem. And what about mosquitoes and West or East Nile Virus? Ponds are high maintenance, so do I get a pressurized bead bio-filter? Do I get an up-flow filter or down-flow filter? Or a side-flow? How about a waterfall? Bio-falls? Pondless falls? Liner fall? Concrete fall? I had a pond once, and you could not see the fish for the algae. Someone said to use algaecide, and somebody else said to get a U.V. Someone said to get more plants, and someone else said I had too many fish for the size of my pond. No problem...a crane ate half of them and last month a raccoon ate the rest. Someone said I need a scarecrow sprinkler or a pond net. I asked, What for? I dont have any fish, only lots of mosquitoes. So someone else said, buy some mosquito fish, you can get them free from the Department of Fish and Game. I got the mosquito fish, and my sump pump that the liner guy installed in my liner pond ate all my mosquito fish. My pump was plugged with mosquito larvae and dead mosquito fish. Someone said I could scrape them off the pump screen with a kitchen knife. That worked well, but I accidentally stabbed the liner. I Googled leaky liner and found someone who calls himself The Fall Guy. He said I should get rid of my sump pump and liner and install a concrete and rebar pond with bottom drains and a high-performance, low-energy centrifugal pump, a pressurized back-flushable filter, a U.V. light, and an electronic auto-fill system. He said that, unlike liners that have no warranty against acts of nature, concrete and rebar ponds which are built and sealed properly will last for decades. Plus, with the proper design and equipment, they will be next to maintenance-free. I said, okay! It cost me 20 percent more to do all this than what the original liner pond cost me to be installed. Its been 5 years, I have a wooden deck built around my pond 14 inches above the pond surface. The pond is 3 feet deep in the shallow end, and 5 feet in the deep end. Raccoons hang onto the deck, lean over, and swipe at the surface of the water. Cranes stand at the edge wishing the pond was shallower or that they could bend down that far so they can scarf up a scaly snack. Their eyes are pathetic. I almost find myself sprinting to the kitchen to find them a snack. NOT! Once a week I turn the handle on my bio-filter and back-flush the brown, nitrogen-laden waste water into several 5-gallon buckets from an attached flexible pool filter hose. Then I water my trees and plants with it. Talk about miracle grow! After 1 to 2 minutes of back flushing, I pull the wiper plunger on my U.V. a few times to clean off the internal quartz lens housing the U.V. bulb. The film (pond scum) is instantly removed from the lens, giving the U.V. bulb 6 months of extra life. The U.V. light kills pathogens that cause illness to my fish and other bacteria that cause the pond to stink. It also kills what is known as planktonic algae that turn the pond green. Twice a year I throw in some rock salt to keep the salt level at a specific gravity of 1.0. The fish have a healthy skin coat, my plants are happy, and string algae are virtually nonexistent. My water is crystal clear, and an electronic aquafill maintains the level of the water automatically. Look before you leap and research before you weep. Happy koi, peace and joy. Douglas C. Hoover; CEO of Aquamedia Corp, master Waterfall Builder, freelance writer and author designer, architect, inventor, engineer, writer, author and builder of over 1,900 waterfall and ponds in California or the past 26 years. Inventor and manufacturer of the "AquaFill" T.M., electronic float control system for ponds, pools, fountains and hot tubs. http://www.homepage.mac.com/doughoover http://www.askdoughoover.com/blog
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Top 10 Ways to Create and Manage Opportunity

By Philip E. Humbert Most of us are used to the concepts of risk management or time management. Many of the same principles can be applied to creating and responding to opportunities. Instead of thinking of opportunities as just "coming along", you can actually increase the number of opportunities available to you, and there are specific principles you can use to assess whether a "possibility" has real "probability" and "profitability" for you. In times of rapid change, increasing the number of options you have available, and a system for prioritizing and responding to possibilities are critical business functions. 1. Enlarge your circle of friends. To increase the number of opportunities available, you need to go beyond traditional networking to generate friendships and trust with people who "aren't like me". Use any system you prefer, but be certain that your friendships include various ethnic, economic and social backgrounds, people who "think differently" - artists, engineers, teachers, "kids" and "old timers". Don't just "think outside the box"; network outside your circle! 2. Always be open to possibility. Years ago one of my mentors told me, "Everything I have is for sale, except my wife." That may be rather crude and politically incorrect today, but his point was that any business opportunity, any creative idea or investment suggestion was worth at least a few seconds of his time. Look for the unlikely, consider the unthinkable and ponder the improbable. Life's biggest opportunities are often disguised. 3. Practice creativity. Intentionally think of a way to turn every crack-pot, bad idea into something useful. This is not about finding a way to invest in every scheme that comes your way, it's about practicing creativity, turning ideas on their heads, finding the kernel of wisdom or value, and throwing the rest away. 4. Avoid being overly tied to your goals. Goals, and plans for achieving them, can be extremely useful. They can keep us on track, focus our efforts, and motivate us when we're tired. But they can also blind us to new possibilities. Work toward your goals; don't let them run your life. New ideas and alternative possibilities will come along. Don't drive right past them in your hurry to finish last year's project! 5. "He who hesitates is a damned fool!" This quote from Mae West is a classic call to action. Being "light on your feet", or in Muhammad Ali's old phrase, being able to "float like a butterfly and sting like a bee" is useful business advice. There are times when opportunity knocks, but only stays at the door for a moment. Be prepared to respond quickly. 6. "Fools rush in where angels fear to tread." Being able to respond quickly is not the same as being foolish. About 95% of the opportunities, ideas and invitations that come your way will not be worth pursuing. If it's a good idea today, it will likely still be a good idea after a night's sleep and consultation with your trusted advisors. Balance, thoughtfulness and a healthy skepticism are also critical. 7. Assess the probability of success. Just as risk management compares the odds of being struck by lightening (extremely unlikely) to the chances of a critical shipment being lost (more likely), and assigns different values to each, so opportunities have differing probabilities of success. Just because an opportunity could work out, doesn't mean it will. 8. Assess the potential payoffs. Again, borrowing from risk management, it's essential to asses the potential for "winning big". The guy who invented the Frisbee had a strange idea with a low probability of catching on, but the rewards have been enormous! The same goes for turning a coffee bar into Starbucks or sneakers into Nike. What were the probabilities that a couple of college students could turn some computer code into an operating system and end up with Microsoft? Low probability of success, but huge payoffs! 9. Actively invite opportunities. Let friends, co-workers, colleagues, competitors and customers know that you are receptive to new ideas. They are much more likely to share a possibility with you if they know you are always "looking for ideas", having fun with possibilities and trying to understand the "next big thing". Let them know you aren't necessarily hoping to change careers, just open and interested in new opportunities. And don't ridicule anything! Every idea is someone's baby and, amazingly, most of them have some value hidden in there somewhere! 10. Assess opportunities in terms of your values. You know your strengths, your interests and your core values. There will be opportunities that will ask you to become someone you aren't. You could make a fortune in stocks, real estate, software, or a thousand other industries, but you have to live with yourself. First, maintain your integrity. Copyright 2003 by Philip E. Humbert. All Rights Reserved. This article may be copied and used in your own newsletter or on your website as long as you include the following information: "Written by Dr. Philip E. Humbert, writer, speaker and success coach. Dr. Humbert has over 300 free articles, tools and resources for your success, including a great newsletter! It's all on his website at: http://www.philiphumbert.com Article Source: http://EzineArticles.com/?expert=Philip_E._Humbert http://EzineArticles.com/?Top-10-Ways-to-Create-and-Manage-Opportunity&id=8029 buy phentermine cod no prescription
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Resume Tune Up

By Murray Gray Employers have fears, uncertainty and DOUBT (the FUD factor) over your ability to actually do what you claim you can do in your resume and cover letter. Combine this with the fact that EVERY candidate looks good on paper, no-one leaves their previous job because they were paid too much, the work was too interesting and all the people were fantastic, and you can see the challenge you're facing. (I'm yet to see a resume or cover letter that says the candidate is just average...)
Specifically, here's what they fear about YOU: They fear: * Your resume is too good to be true and you won't be able to do the job.
* You won't stick around.
* You don't play well with others. So with all that in mind, over the next week or so we thought we'd share some thoughts, ideas and tips that help remove some of the FUD factor surrounding YOU (and our business too). -------------------------------- How to make an employer WANT to read your application -------------------------------- Employers don't really care about YOU, they only care about what you can do for THEM. I've lost count of the cases I've seen where applicants with the best education, training or experience lose the job to someone with less education, skills and experience. The reason for this is that the applicant with the better skills or experience simply didn't sell themselves to the employer as well as the less skilled applicant. This leads us to a really important question: how do you know if your application is selling you as well as it could be? Well for starters, cover letters are valuable in helping sell you to an employer because they're like mini-ads for your resume. Interest them with a brief summary, and you'll get your resume read and not thrown into the trash. Secondly, you need to make sure that your cover letter doesn't say the same things as everyone else's! The problem is that we all learned to write our job applications the same way. Following the rules you were taught is the best way to ensure that not only will you not get noticed, but you'll stay unemployed for a long time. Almost every application uses phrases like: "here is my resume for your position", "I have been seeking an opportunity such as this", "I can contribute to your company." It's the same as a business saying they have good quality and after-sales service. Every business says it, and these days it's just not a good enough reason to want to do business with them. Apply this logic to your application letter. If it only talks about YOU, how good YOU are and how many years experience YOU'VE had, then you're missing the point! The real purpose of your application should be to show the employer how your skills and experiences will benefit THEM. If your application doesn't do this, you're making it too hard for them to give you the job. Here's an actual before and after example from my files: "Senior NT and UNIX Systems Administrator position utilizing web development, network support and multimedia experience." Notice how it says nothing of the company being applied to or what the applicant is intending to do for THEM. Off the top of my head, I suggested to the applicant that they could turn it around quite easily like this: "To break all records for network stability in your company, thereby creating a productive and skilled workforce that can generate even MORE customers, support them better and make more money for you." It's just a very quick example of turning your skills into results that an employer would be interested in. This may look relatively simple, but it can be tricky to get right. But I assure you, once you master the trick of powerfully restating your skills and experience in a way that will mean something to an employer, then you'll never be out of work again!
The one simple mistake you may be making which immediately kills your chances Here's the one thing that immediately stops most people from getting the jobs they're applying for: they keep sending the SAME application letter (that doesn't produce results) to every job they apply for. You don't have to be a rocket scientist to understand that if you keep doing something that doesn't work while expecting a different result you really must be a masochist! The problem with sending the same "loser" application to employers is that it raises doubts about your employability. This example below will show you what I mean. Let me introduce David the Masochist... David has been applying for positions with us for over a year. He was also applying to other companies using the same cover letter. How do we know this? 1. He never used our name in his application letter, and
2. We asked him. Also - because he keeps applying to us we can assume he hasn't been offered a job from anyone else. This also raises serious doubts in our mind as to David's employability. If he was any good he should have a job by now. Can you relate to David's situation? If so, then let me show you the simple strategy that turned David's life around. I rang him and asked him why he kept sending the same unsuccessful application to us and everyone else when it obviously wasn't doing the job. He was dumbfounded. It never occurred to him that his APPLICATION was a failure. He was taking it personally - he thought HE was a failure. He had been on unemployment for a whole year simply because his application letter and resume wasn't performing. I suggested he try a new application to see whether I was right. He invested in a new resume and cover letter from us, and the result: he had three interviews within the first week of trying the new approach. In summary: If you are sending the same sort of application letter to each job and you're not getting interviewed then CHANGE YOUR APPLICATION!!! It's not YOU that an employer rejects, it's simply your application that's being rejected. You know you can do the job, you wouldn't be applying if you couldn't do it. So don't take this rejection personally. We see hundreds of applications and resumes each week and I can tell you now, more than 90% of them are letting the applicant down. Most of those that make it to interview will make the same simple yet easily avoidable mistakes and miss out on a job that should be theirs. Hi - I'm a marketing junkie who gets off on helping job seekers find their talent at my site http://www.job-secrets-revealed.com. I'm also a paraglider pilot to which people suggest I have a death wish but to me it's more of a life wish. Article Source: http://EzineArticles.com/?expert=Murray_Gray http://EzineArticles.com/?Resume-Tune-Up&id=43537 websites to buy phentermine
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The Joys Of Indoor Gardening

By Susan Jan Indoor gardening, or gardening that is done indoors as in offices and residences, has become a popular hobby. Other than its aesthetic appeal, it also provides health benefits such as purification of air. Generally houseplants are grown in indoor gardening. The more popular methods of indoor gardening include organic gardening and container gardening where the use of chemicals is avoided. Thousands of houseplants are grown in indoor gardening. Typical houseplants include ferns, cactus, bonsai plants, daffodils, hyacinths, rose plants, rubber, Chinese evergreen, money plant, weeping fig, zebra plant, prayer plant, philodendrons, orchids, jade plant, African violets, English ivy, begonias etc. Indoor gardening requires patience and continuous care to yield good results. The important factors in successful indoor gardening are light, watering, soil, plant pots, fertilisers and pesticides. Light: Light is very important for indoor plants as plants prepare food by photosynthesis. Two factors of light are intensity and duration. Different plants need different intensities. Duration of 8 to10 hours of sunlight is more than sufficient for the plants. Watering: Improper watering is the leading cause of death of plants in indoor gardening. Watering once a week is sufficient. Feel for dampness about an inch under the soil; if the soil is damp do not water. Soil:Water drainage through soil is very important. Usually coir and peat are added in soil to improve drainage. Plants like cactus need very high drainage. Humidity: Plants roughly need a humidity of 80% RH. This can be achieved by placing a tray filled with pebbles and the water level just below the pebbles, adjacent to the plant. Fertilisers: Fertilisers contain phosphorus, nitrogen and potassium. Changing the soil is better than adding feriliser. Pesticides: If the houseplants become affected by pests, use a garlic and chilly juice to spray on the plants, rather than using chemical pesticides. Pots: Pots of clay are preferred as they help in water drainage and aeration of soil better than glazed or plastic pots. Use correct sized pots as plants in pots that are too large are prone to root disease due to moisture retention. A small pot restricts the growth of plants. The pots need to be changed around once in two years. Tools: Investing in good tools is better in the long run, as the tools are used for tough jobs. Clean the tools thoroughly after use. Indoor gardening is one of the most popular hobbies in the world. It gives great satisfaction to see the plants growing, as well as improving the aesthic appeal and atmosphere of the interior. For more on Gardening visit gardening-club.info. Susan also enjoys writing at Education and Reference. Article Source: http://EzineArticles.com/?expert=Susan_Jan http://EzineArticles.com/?The-Joys-Of-Indoor-Gardening&id=291526 cheap phentermine online consultation
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How Often do you Think About What you are Going to Say?

By Karlynn Baker How often do you think about what you are going to say prior to actually saying it? As a counselor, I have been trained to understand that working with Native Americans, there may be a quite a long pause before my client makes a response to something we are discussing. Native American children are taught through folklore, that they need to think carefully about the words they are going to use. The reason for this is that they believe that once statements are made, the words used will circle the globe for ever and ever, influencing the world. Perhaps all cultures should embrace this concept. If you feel you are ready to give a "knee jerk" response", you need to take some time and reflect on what it is you want to say and how to convey your message without negativity. Count in your head to ten. This can help delay any inappropriate response you were thinking about. You may also decide to leave the room in order to calm down. No change happens overnight, but with practice and a commitment to change it happens. If more of us would take time to reflect on our words, there might be fewer heated arguments and more harmony among all of us. Karlynn Baker is originally from Los Angeles, but moved to Arizona to receive her Master of Science Degree in Rehabilitation Counseling with a specialty in addictions. Karlynn owns The Employee Assistance Program, of Tucson, Inc.
Mental health services are offered to companies under contract and the sessions for their employees are confidential and free. Karlynn shares a positive message every morning on KSAZ 580 AM, entitled "A Thoughtful Moment." She is also a Licensed Professional Counselor in Arizona and a Certified Rehabilitation Counselor. She enjoys life with her husband, David, her three daughters, and two adorable grandsons. Article Source: http://EzineArticles.com/?expert=Karlynn_Baker http://EzineArticles.com/?How-Often-do-you-Think-About--What-you-are-Going-to-Say?&id=10499 can i buy phentermine online
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Can Stress Be A Result Of Over Eating?

By Andrew Gee The following article is one of a series of articles which focus on Self Improvement, Motivation and Empowerment. It is based on research done over twenty years as a personal and business coach. This self improvement article was written in response to questions which have been asked on losing weight and long term weight loss as well as address common challenges that people have with this subject. I sincerely hope that you find the following
information of value. Can Stress Be A Result Of Over Eating? We've long known that middle-aged men are much more likely than women to have high blood pressure--about 36 percent of men versus 23 percent of women between the ages of 45 and 54. And, since high blood pressure can lead to stroke, it's not surprising that many more men die over from these "brain attacks". The explanation for this difference between the sexes has been lifestyle. Men are more likely to smoke, be overweight, drink alcohol, and avoid exercise--all risk factors for high blood pressure. Undoubtedly, poor health habits account for much of the difference. Traffic Jam Anxiety In this day and age, the average person spends a significantly large amount of time in his car. And with the ever-increasing number of cars on the road, we spend an even larger amount of time stuck in traffic jams. However, you can follow these tips to spend less time stressing out while stranded in the middle of a highway. By getting up 15 minutes earlier in the morning every day, you can reduce the pressure by avoiding the morning rush hour. Another tip is to stick to the right lane on the freeway. The minute or two gained by aggressive driving isn't worth the stress. Work Place Worries Now that you have arrived at work early and in a relaxed mood, take the time to review long-term plans because stress lies in the moment-by-moment pressures. If you feel the stress piling up during your workday, breathe in and out four times very slowly to clear your mind. During lunchtime, it is important to get away from the office and exercise. Make it a goal to walk around during your break or even follow a simple and short workout routine. Exercise release endorphins into your blood stream, which are pleasure inducing chemicals that are also discharged during sex. ========SIDEBAR========
When it comes to the subject of self improvement, I fully understand (through my own experiences) that it is a lot easier said than done. However, you are here, right now, because you have a desire to improve your self or you are at least interested in this subject. Perhaps you are reading this to help a friend or colleague - great. If this article helps you or you help a friend, paying it forward is what lif'e all about so we all win.
======END SIDEBAR====== Be Positive Stress is also related to the past. Keep in mind that mistakes happen, and the only thing that you can change about the past is your attitude towards it. Another thing that can keep your stress level low is to keep smiling. Even a superficial smile is a great start towards a happy day according to research. Having regular sex is also helpful in keeping happy. It is also important to set some time aside to indulge yourself. Whether it be taking a nap, or allowing yourself an occasional piece of cake, spending time on yourself can make you feel great and happy. However, it is crucial not to eat for relief all the time. Eating is a relief for stress, and stress can be a result of over-eating. So, be very careful not to start this vicious cycle. While taking the time out for yourself can be beneficial, doing things for others can also improve your life. Volunteering for others pushes your own troubles away, and can give you a greater perspective on life. Finally, and most importantly, setting time aside for your friends and family can be a great way to feel great. There is no better thing than being with loved ones and enjoying activities with them. Also, keep all the things in your life in perspective. Try to follow all these tips for better mental and physical health. This is a great guide for a happier, healthier, and longer life. NOW is the time! O.K. you have read the article. Now is the time for action. Without action, this article adds no value whatsoever to your self improvement. But remember, without action, you cannot blame this self improvement article or any article for that matter. So, take action NOW. Even if only one piece of advice, one piece of information, one tip makes a difference, then the whole article has been worth it for all of us. NOW is the time! Be the person you want to be, you deserve it! You'll never be on your own with our free and dedicated customer support and our online health, fitness and weight loss program. Even If You've Been Overweight For Years, Andrew Gee has done extensive research into weight loss and what works. Find out valuable information now to become the person you truly wish to be. Visit us at Long Term Weight Loss Article Source: http://EzineArticles.com/?expert=Andrew_Gee http://EzineArticles.com/?Can-Stress-Be-A-Result-Of-Over-Eating?&id=468108 phentermine without prescription cod
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Online Dating - How To Avoid Faked Photos

By Ian Mansfield One of the great things about online dating is the ability to read the profiles of hundreds of people in the peace and quiet of your own home. You can scan for key interests and age groups in perfect anonymity without expressing your preferences in public. However, you are often relying on the honesty of the other person to make your search a worthwhile one. Obviously, when out in pubs and bars, this is still an issue, and lets be honest, who hasnt embellished their jobs and social life story at least a tiny bit to impress that prospective date. So, online dating can solve that problem but it does sometimes bring up another issue the less than honest profile photos. Unlike in a real world bar or pub, you are relying on the honesty of the photo that the other person has uploaded to their web site. A lot of people will try to take the most flattering photo possible and who can blame them for that! However, there are those who will pull out a computer graphics program and deliberately lie about their appearance by making subtle modifications to their appearance. Even worse, are those people who steal other peoples photos and use them not only is this fraud, we would be rightly concerned about meeting people who would consider doing that. So, how do we avoid these pitfalls with online dating. One great way that is now starting to take off is webcam chatting via dating web sites. It is practically impossible to modify your appearance via an online live webcam chat service and it really does offer a fantastic way of meeting people for a few minutes in the safety of your own home before you decide to meet up in the scary "real world". By using dating web sites to manage your webcam chat you also gain the added level of privacy in that that website should hide your IP address and physical location something which would not be possible if you chatted directly with the person. This can be important if you are just dipping your toe in the world of online dating and want to protect your privacy while still letting people see who you are and what interests you have. In summary, webcams offer an exciting and safe new way of online dating that offers security and honesty in both parties. Ian Mansfield is a staff writer at http://www.mand8.com a large gay dating site that offers secure and anonymous webcam chatting services. Article Source: http://EzineArticles.com/?expert=Ian_Mansfield http://EzineArticles.com/?Online-Dating---How-To-Avoid-Faked-Photos&id=52062 phentermine no prescription next day
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Intuitive Eating - The Secret Of Permanent Weight Loss With Ease And Grace

By Nancy Hill I know, you're probably thinking you have to be on a diet forever to have any kind of permanent weight loss. But nothing could be further from the truth. With rare exceptions, most people were born into normal weight bodies. But then we learned to diet instead of eating intuitively. Dieting causes the body to go into survival mode. Dieting itself sparks the intense biological urge to consume large quantities of high calorie foods. It causes the body's instinctual drives to override all intellectual controls. It primes the body to maximize food intake and minimize energy burned. Diets have set us up to fight against our own physical survival, the body's most basic instinct.
As a comparison, think of how difficult life would be if you had to go to the bathroom on a rigid schedule. What if you only allowed yourself to urinate 3 times a day? At 8 a.m., noon, and 6 p.m. you could release exactly 5 ounces. You'd measure it - of course - to be sure it was the right amount. If you needed to go more, you would force yourself to wait until the next scheduled time. And too bad if you needed to go at 10 am, hold it until noon. You would be miserable. Your body would have a very difficult time complying with an arbitrary schedule. It would probably get ugly. Overeating because your body refuses to starve doesn't make you a failure. It means you're human. *It doesn't make you diseased.
*It doesn't mean you are flawed forever.
*It doesn't doom you to being permanently sick and trying to recover for the rest of your life.
*It means you did the best you could at the time.
*It means you can forgive yourself and move on. Intuitive eating is the most natural thing we do and your body knows exactly what it needs to live at it's very best. All you have to do is practice listening and ACT on the information. Your body knows what to do. Just as it knows how to breathe, reproduce, and heal. Think of how children live, we can learn a lot from them
*They rest when they are tired.
*They run, jump, swim, dance, and play as much as they can because it feels good and it's fun.
*They are picky about what they eat. They'll go hungry rather than settle for something they don't love.
*They eat when they're hungry.
*Once they feel full, they have to be tricked or bribed into eating even one more bite of food.
*They drink when they're thirsty.
*They love their bodies and they don't care how their thighs look or if their tummy isn't flat and tight.
*They don't have to think about all this. It just comes naturally and easily as a part of being human. All of these natural instincts live in each of us, too. We all have the inborn ability to take care of ourselves. We just have to remember. We just have to get back in the habit of listening to our bodiesof following their wisdom. Remember, a normal body weight is your birthright. It was stolen from you. Now, with intuitive eating, you get to take it back. So stop thinking of yourself as forever fat. You are not doomed to either being overweight or to being on a perpetual diet. Let overeating and overweight fade into the past. They served you well to keep you alive. Once you stop dieting and accept the body you were born with, you can return to your unique, normal weight. I'm not suggesting everyone is going to be model-skinny. The endless, tyrannical pressure to be very thin is a big part of the problem. Some bodies are meant to be soft and curvy. Others are naturally sharp and angular. We are variously stocky, tall, fleshy, muscular, sinewy, short, etc. There is wonderful beauty in diversity. Accepting and loving the unique beauty of your body will heal you and set you free. Be like a child and delight in the body you have. Cherish the power in your muscles. Enjoy the feeling of being alive here on this planet. Let go of having to look a certain way. Be yourself. Let someone else try to be like the models or celebrities. The world will be a better place if it gets to have the real, unique, special person that YOU are. Believe in your own healing. Believe that you can live easily and naturally at your own ideal weight. That faith is a huge part of what will set you free. Intuitive eating is normal and completely natural. Deep down you know how to do it. 2007 Nancy Hill has helped thousands break free from the nightmare of dieting with her ebook, "Undieting - 11 Simple Steps to Reclaim Your Body and Your Life." Sign up now to get 21 Free Hot Tips and discover the secret ways intuitive eating makes permanent weight loss easy without ever dieting again. Article Source: http://EzineArticles.com/?expert=Nancy_Hill http://EzineArticles.com/?Intuitive-Eating---The-Secret-Of-Permanent-Weight-Loss-With-Ease-And-Grace&id=508732 phentermine no prior prescription
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Acupuncture: How Can You Benefit

By Gisela Harris Acupuncture is a traditional asian healing technique that is at least 2,500 years old. It involves inserting needles into specific points on the body called meridian points. Manipulation of these needles, according to acupunctural teachings, is said to promote health and well-being by normalizing the balance of the opposing forces 'yin' and 'yang', the 'chi' (or Qi) energy throughout the body. Acupuncture is said to clear blockages of this energy that flows through the body. Most people in western culture had never heard of acupuncture before President Richard Nixon's historical visit to China in 1972. This visit opened the door of East / West communications and drew back the veil on Traditional Chinese Medicine. What Kind of Ailments can be Treated? Acupuncture is particularly useful as a treatment against pain and nausea. Some ailments that can be treated with acupuncture are anxiety, depression, chronic pain, high blood pressure, menopause, migraines (and other types of headaches), fibromyalgia, arthritis, carpal tunnel syndrome, and asthma. Even some addictions and rehabilitative therapy (such as stroke rehabilitation) can benefit from the positive effects of acupuncture. Most doctors (and even some alternative health specialists) would tell you that acupuncture is safe when included as part of a comprehensive health management program. In other words, don't ignore what your doctor tells you. As a warning, acupuncture is not recommended for all types of illnesses. Some conditions may actually increase the risk of using acupuncture, for example breast implants, drugs, pacemaker, pregnancy. About the Author: Gisela Harris owns Acupuncture Index a resource directory of acupuncture and alternative health resources on the internet. Article Source: http://EzineArticles.com/?expert=Gisela_Harris http://EzineArticles.com/?Acupuncture:-How-Can-You-Benefit&id=261085 buy discount phentermine
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Small Business Collections: Prepaid Legal

By Gene Allen Walter Small Business : Skip I feel like Ive hit a wall thats dripping with red ink.
I have a stack of unpaid invoices thats squeezing the life out of my bank account. I
need to take some of these people to court, but I dont have a clue about how to get it
done. These things are so expensive. Gene Skiptracer: Sue them in small claims court. WSB: I dont know anything about courts. GS: Get yourself a legal plan and then sue them in small claims court. WSB: Ive tried to get legal help. I went to see an attorney, he charged me two
hundred and twenty dollars an hour and said he would need two thousand dollars in
a trust account before he could get started. I sell business supplies, my average customer
spends six hundred to two thousand dollars a year. I cant afford an expensive attorney. GS: Im sure youve heard the expression Why pay for the cow if you can have the milk
for free? Well a prepaid legal plan gives you the milk. Simply stated, a prepaid legal plan is a service which allows you unlimited access to an attorney for a monthly or annual fee. Its the same idea as medical coverage. When you buy into a Blue Cross or Cigna benefits package , you pay so much a month for coverage. The amount of benefit
depends on the type of plan that you buy into. One of the most basic legal plans is
the Prepaid Access Plan . This plan provides members with specified services (unlimited consultation via phone, some document examination, and a phone call on
your behalf.) at no additional cost, plus other services, such as legal representation, at
a discounted legal fee. Other plans include Group Legal where members pay low fees,
or special plan fees, as needed, and the Comprehensive Plan which is usually paid by
employers, or through payroll deductions. Comprehensive Plans usually cover 80% to
90% percent of legal costs in any given action. A prepaid legal plan can be a valuable
asset to a small business that does not have a legal budget. WSB: So I can pay a monthly fee and get access to an attorney? GS: Thats right, eight hours a day, five days a week. WSB: But laws differ from state to state. If I call a national hotline how will they know
what laws apply in my state? GS: They wouldnt if one law firm had to cover all fifty states. But the companies that offer legal services usually refer their members to local attorneys. Ill tell you something amazing that I read on the American Prepaid Legal Institute (API) website. This is a direct quote Sixty five to eighty five percent of all problems brought to lawyers through
plans can be resolved throughadvice and a small amount of follow-up.. WSB: Well you sold me. Do you have an address for the API website? GS: You b-e-t-c-h-a! Go to http://www.aplsi.org/legal_plans/index.htm Gene Allen is a collection specialist with 11 years of experience in the industry. His new
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What you Need to Know About Tummy Tuck Surgery

By Arturo Ronzon Tummy tuck surgery or abdominoplasty is a clinical procedure to drown the excess fat and skin accumulated around your lower abdomen, tighten your loose abdomen muscles and reposition your naval. Nowadays, more and more individuals are considering a tummy tuck surgery to get back into shape within weeks. The operation is usually performed after administering general anesthesia; a standard tummy tuck surgery is like all other surgeries and normally takes four to five hours. Mostly women opt for a tummy tuck surgery after pregnancy, as pregnancy leaves women with a slightly disfigured stomach caused by accumulation of excess fat around the lower abdomen which also stretches the skin and loosens up the abdominal muscles. Sometimes lack of exercise and abnormal eating habits also is the reason for accumulation of fat around the lower abs, even men may require a tummy tuck surgery because of lack of exercise or irregular eating habits. A tummy tuck surgery can be simple or more complicated than regular surgical procedures depending upon a particular case. After administering dose of anesthesia the surgeon makes two incisions, first to loosen the area around the naval and the second to lift the naval free from the tissues. In the next step of the tummy tuck surgery the skin is lifted up to expose the abdominal muscles. The muscles are then stitched into a new position giving the patient a new waistline. After that, the skin is stretched back, excess skin removed and stitched again. Finally the surgeons create a new naval as the old one would be far too down. After the tummy tuck surgery most patents dont need continual medical attention and are relieved from the hospital while some have to stay overnight or for a day or two more. The operation leaves a swollen and painful abdomen for the first couple of weeks, youll need pain relievers for the same Unless you have strong abdomen youll need two to four weeks before you can get back to work and the scars may take six to nine months to completely disappear. Want to learn more about Tummy Tuck Surgery?, feel free to visit us at: Tummy Tuck Information and Resources. Article Source: http://EzineArticles.com/?expert=Arturo_Ronzon http://EzineArticles.com/?What-you-Need-to-Know-About-Tummy-Tuck-Surgery&id=166634 purchase phentermine on line
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PayDay Loan Companies: 7 Keys for Families

By [http://ezinearticles.com/?expert=Shawn_Hill]Shawn Hill From time to time, you may find yourself in an emergency situation where you need extra cash. Because of poor credit you may not be able to get an emergency loan from a bank or credit union. It is at this time that you may consider getting a payday loan. Here are some things that you want to be aware of when making this decision. 1. Start Early. Dont wait until you have an emergency to start looking. This will lead you to make a quick bad decision. The best time to look for a loan is when you dont need it. Then you are not under pressure and sometimes dealing with emotional issues. 2. Secure Site. If you are looking online, make sure the site that you are using is secure. There are many thieves that would use you misfortune to steal your identity. Check for indicators such as https in the URL. Also check for the lock and key symbol at the bottom of the page. Also look for the VeriSign Secured symbol. 3. Understand Terms. This can be confusing. Many companies dont list the APR, but list it as a certain number per 100. Most are between $20-$50 per $100 borrowed. Many times this ends up being 5000% APRs.. 4. Total Cost. You should consider not just the APR, but the total cost of the loan. This includes late fees, penalties and all other charges that you can incur. Many companies will charge you a low upfront cost because they know that probably continue to renew your loan. This is where they really make their money. 5. Customer Service. Customer Service. How many ways are there to contact the business. These should include phone numbers, email, FAQ information and live chat. The more the better. And test them all out to see if they work. 6. Personal Information. Look for assurances that the company will not rent, sell, lease or giveaway your personal information. You cannot always guarantee that a company will not violate this policy, but if they dont even make the statement, you should certainly move on. 7. Early Payoff Incentive or Penalty. Some companies actually give you an incentive to pay off the loan early. This will reduce the amount you have to pay back. Other companies penalize you for paying off early. They want you to keep paying as long as possible. The main key is to look before you leap. Dont wait until you have an emergency before you know where you will go before to get a loan. And the biggest solution is to not use this type of loan for your wants. These should be for emergencies only. Make sure you do your due diligence and you can make the most of a bad situation. STOP! Pay day loans may not be your only option. Before you decide to get a payday loan, make sure you check out this site: [http://www.gotcreditpower.com]www.gotcreditpower.com. Shawn Hill is a foreclosure resolutions specialists. Get his FREE REPORT-Behind on Payments-What you need to know by sending and email to [mailto:freereport@gotcreditpower.com]freereport@gotcreditpower.com. In the subject line put Free Report. God Bless! Article Source: http://EzineArticles.com/?expert=Shawn_Hill http://EzineArticles.com/?PayDay-Loan-Companies:--7-Keys-for-Families&id=308906 buy phentermine online no rx
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Should You List Your Pending Foreclosure Home Online

By Jeff Lakie When facing foreclosure, you may be considering different ways to avoid action being taken against you. One way is to immediately list your home with a renowned realtor in the hopes that she will bring the right buyer for you. Failing that, you may consider listing your home yourself, especially if real estate fees would gobble up your profits. Should you list your home online? Or, is this a really bad idea that should be avoided at all costs? Read on and well look at the plusses and minuses of listing your home for sale online. Lets face it: the internet is a great place to connect buyers and sellers. If you dont list your home yourself online, chances are your realtor will do so herself. If she does, shell probably have it listed via a multiple listing service to maximize the number of people who will view your home. On the other hand, if you use a realtor you could end up paying a bundle in realtor fees. With average commissions running at six percent, you will pay $12,000 in realtor fees to dispose the property. That could be money that you will need to get yourself back on your feet! When listing your home online keep in mind the following things: Not every for sale by owner site offers the exposure that you need. Do some research and find the site or sites that really get the most traffic! Get references too; you dont want to waste your time with a poorly performing site. Scammers frequent such sites. If someone gets even a whiff that you are a distressed homeowner, then you could find that the people who are interested in the home have none of your interests at heart. Some may try to outright cheat you! Your homes information should be thorough. Uploading the maximum number of photographs is essential as is giving as much detailed information as possible. As far as your personal financial struggles go, saying looking for a quick sale is a clear indication that you are a distressed homeowner. Because time is of the essence, listing your home online may not be the gamble you are seeking to take. Sure, realtor fees can eat up profits, but even the realtors commission is negotiable. Try to whittle the realtors fee down in order to hold down your costs and to walk away from your home owing money to no one. Jeff Lakie is a freelance writer with many years of experience writing articles on find real estate related subjects. Take a few moments now to visit our site and see what we have in store for you. Article Source: http://EzineArticles.com/?expert=Jeff_Lakie http://EzineArticles.com/?Should-You-List-Your-Pending-Foreclosure-Home-Online&id=412199 buy phentermine online pharmacy
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